Articles Posted in Homeowner’s Claims

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Angel I. Rivera has joined Cecere Santana, PA as an associate attorney. Mr. Rivera will be working with the legal team handling Property Litigation claims. As part of this team, he will be responsible for helping clients whose homes or businesses have been damaged by hurricanes, storms, fires, water damages or other types of property claims.

Mr. Rivera joins Cecere Santana after a successful career handling property claims. Previously, Mr. Rivera represented insurance companies in cases related to property insurance claims, which gives him a unique perspective when representing our clients. He knows first-hand how insurance companies operate and the best way to help our clients receive the right compensation for their property loss.

A graduate from Western Michigan University Thomas M. Colley Law School, Mr. Rivera is fluent in Spanish. He is also a graduate of Florida Atlantic University with a Bachelor’s Degree in Communications.

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As Hurricane Irma approaches we encourage our friends and clients to prepare for the storm and wish for everyone’s safety.

Following are some important numbers to keep with you during and after the storm:


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Hurricane Irma continues to threaten Florida in the upcoming days. As many of us run around trying to get our home and families ready for the storm, it’s equally important to have your hurricane insurance matters in order.

This is the time to review your policy and prepare in case you need to file a claim. Following are some important reminders:

•Take still pictures or videos of your house and personal belongings to insure there is no doubt as to what you owned before the storm.

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This year’s Atlantic hurricane season is expected to be the most active since 2012. In light of this, attorneys at Cecere Santana, which focuses on cases relating to property damage and personal injury, stress people be prepared to protect not only themselves, but their assets.

“People need to prepare now,” said Erick Santana, a founding partner at Cecere Santana. “First and foremost, have a plan to protect you and your family. Don’t wait until it is too late to secure water, food and safety supplies. Once a storm begins, stay inside and ride it out.”

In regards to insurance and protecting assets in the event property is damaged or destroyed by a storm, attorney Michael Cecere lists the following three tips:

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First and foremost, have a plan to protect you and your family. Don’t wait until it is too late to secure water, food and safety supplies. Do it now. Second, your home and personal property are important and cherished assets. If you have done all you can to protect your property before a hurricane, you have little control over the damage that is done by the storm. Therefore, once the storm begins, stay inside and ride it out.

Following is a list of things you should do to protect your assets in the event your property is damaged or destroyed by the storm:

1. Be prepared to document a claim before it occurs.

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In December a Buffalo, New York man accepted a settlement offer for $5 million to compensate him for injuries he sustained in an accident that took place back in 2008 while at work on a construction site. According to one local news report, the man’s injuries were quite severe, including a punctured lung, eight herniated disks, and a torn rotator cuff.

Evidently, the man’s case was almost dismissed after the defendants in the case—the general contractor and the property owner—made several arguments to the judge for early dismissal. First, the defendants argued that the man’s medical condition was not good at the time of the accident and that the injuries he claimed arose after the accident were preexisting. If the judge found this to be true, the damages sought by the man would be greatly reduced, potentially to zero.

Second, the defendants claimed that the man failed to pursue a safer alternative to his chosen path when he was injured. If the judge found that this was the case, the plaintiff’s own negligence may have mitigated the defendants’ responsibility.

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Late last week, the Oregon Supreme Court ruled on a pending personal injury claim. The case considered a claim made by a plaintiff who was injured at a ski resort. Apparently, the plaintiff was an experienced snowboarder and purchased a season ski pass from a ski resort. The ski resort mandated that an indemnity agreement be signed, which basically released the ski resort from any liability, even for its own negligence. At some point during the season, the snowboarder was boarding in the ski resort’s terrain park, at which point he suffered a severe injury that resulted in his permanent paralysis.

The snowboarder brought a suit against the ski resort, claiming that it was negligent in its maintenance, design, and construction of the terrain park. The ski resort claimed that the snowboarder signed the release, and therefore it was not liable. The plaintiff claimed that the indemnity clause is against public policy. The lower court granted the defendant’s motion, but the plaintiff appealed the case to the Supreme Court. The Supreme Court in Oregon ruled that the release is unconscionable, and the case should be remanded.

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Have you recently been hurt on the job? Has your home been destroyed because of a robbery or accident? If so, then you may be eligible to receive a lump sum of cash for your losses. Personal injury is a sector of the law that protects citizens and workers who have been hurt because of another party’s negligence. Cecere Santana is a firm that represents such people. If you are unsure of where you stand in such a case, you can complete a short form for an immediate case evaluation. If there is any chance that you may win the case, then this trustworthy law firm will stand by your side.

Workers’ compensation is an insurance policy that was designed to protect injured workers. However, workers compensation only covers lost work wages until the worker recovers from the injury. If your employer was at fault for your work injury, then you may qualify for a personal injury case, and you can receive a substantial settlement as opposed to a portion of your work wages. Examples of employer-faulted injuries are situations in which the employers fail to fix faulty machinery or clean a mess that someone spilled on the floor. In such cases, the courts may construe your injury as their fault. 

Property litigation cases are cases that involve your home or someone else’s home. You could be eligible for assistance if someone causes damage to your home. You may also be eligible if you received an injury while you were visiting someone else’s home. To have your case examined, you must contact a reliable attorney today who can review the events that led up to your injury. The amount of compensation you can receive will depend on the nature of your injuries and your amount of fault in the case. 

Cecere Santana provides free injury consultation. You will not have to take a penny out of your pocket just to speak to someone about your qualifications. The lawyers at this firm are caring specialists who intend to see that the person or entity that has harmed you pays its rightful dues to you.

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